TERMS OF SERVICE

Tokemy – Dual Regime (EU MiCA + UK FCA)

Last updated: 01/02/2026


1. Introduction

These Terms of Service (“Terms”) govern access to and use of the Tokemy website, platform, applications, and related services (the “Platform”).

By accessing or using the Platform, you agree to be bound by these Terms.
If you do not agree, you must not use the Platform.


2. Regulatory Status – Important Notice (EU & UK)

Tokemy operates as a technology, consulting, and project coordination platform in the digital assets and tokenisation sector.

EU (MiCA)

Under Regulation (EU) 2023/1114 (MiCA):

  • Tokemy does not act as a Crypto-Asset Service Provider (CASP), unless expressly stated in a separate written agreement.

  • Tokemy does not issue crypto-assets to the public.

  • Tokemy does not provide custody, exchange, execution, or investment services.

United Kingdom

Under the Financial Services and Markets Act 2000 (FSMA):

  • Tokemy is not authorised or regulated by the Financial Conduct Authority (FCA).

  • Nothing on the Platform constitutes a financial promotion, investment advice, or regulated activity, unless explicitly stated in writing.

Crypto-assets are high-risk and may result in the loss of all invested capital.


3. Nature and Scope of Services

Tokemy may provide:

  • Tokenisation consulting and feasibility analysis

  • Technical project coordination

  • Digital onboarding support

  • Non-custodial platform tools

  • Compliance-oriented coordination with third-party providers

Tokemy does not:

  • Provide investment advice or recommendations

  • Arrange, execute, or intermediate transactions

  • Hold or safeguard client funds or crypto-assets

  • Act as issuer, broker, exchange, or custodian


4. User Classification (EU & UK)

Where required by law, Tokemy may classify users as:

  • Professional / Business users

  • Non-retail users

  • Restricted or ineligible users (based on jurisdiction)

Certain content or services may be restricted accordingly.


5. No Advice – No Reliance

All information on the Platform is provided for informational, technical, and organisational purposes only.

Nothing constitutes:

  • Financial advice

  • Investment advice

  • Legal or tax advice

Users must conduct their own assessments and seek independent professional advice.


6. Financial Promotions & Communications

Any references to:

  • Tokens

  • Digital assets

  • Tokenised projects

are provided in a non-promotional, informational context only.

Tokemy does not target retail investors and does not promote investments within the meaning of MiCA or UK FSMA.


7. Crypto-Asset Risk Disclosure (MiCA + FCA aligned)

You acknowledge that:

  • Crypto-assets are volatile and speculative

  • Token values may fluctuate or become illiquid

  • Projects may fail or have no economic value

  • Regulatory frameworks may change

  • Transactions may be irreversible

You assume full responsibility for all risks and losses.


8. Compliance, AML & KYC

To comply with applicable laws, Tokemy may:

  • Perform identity verification (KYC)

  • Conduct AML / CTF checks

  • Monitor usage and transactions

  • Restrict or suspend access

Failure to comply may result in denial of services.


9. User Obligations

You agree not to:

  • Use the Platform unlawfully

  • Circumvent sanctions or regulatory safeguards

  • Misrepresent assets, tokens, or projects

  • Engage in misleading or promotional conduct

Tokemy may take appropriate enforcement actions.


10. Intellectual Property

All intellectual property rights related to the Platform remain the exclusive property of Tokemy or its licensors.

No rights are granted except as expressly stated.


11. Third-Party Providers

The Platform may integrate third-party services (e.g. wallets, KYC providers, analytics).

Tokemy:

  • Does not control third-party services

  • Does not guarantee their compliance or availability

  • Is not liable for third-party failures


12. Limitation of Liability

To the maximum extent permitted by law:

  • Tokemy excludes liability for crypto-asset losses

  • Tokemy is not liable for indirect or consequential damages

  • Platform availability is not guaranteed

Nothing limits liability for fraud or wilful misconduct.


13. Indemnification

You agree to indemnify Tokemy against claims arising from:

  • Your use of the Platform

  • Breach of these Terms

  • Violation of applicable laws


14. Suspension and Termination

Tokemy may suspend or terminate access:

  • For regulatory or compliance reasons

  • For breach of these Terms

  • Where required by law or authorities


15. Changes to the Terms

Tokemy may amend these Terms at any time.
Continued use constitutes acceptance.


16. Governing Law & Jurisdiction

  • EU users: applicable EU law and mandatory local protections

  • UK & non-EU users: laws of England and Wales


17. Contact

📧info@tokemy.ch  -  admin@tokemy.ch


Mandatory Dual-Regime Footer Disclaimer

EU: Tokemy does not act as a CASP under Regulation (EU) 2023/1114 (MiCA).
UK: Tokemy is not authorised or regulated by the Financial Conduct Authority (FCA).
Crypto-assets are high-risk and may result in total loss.


By using TOKEMY, you acknowledge that you have read, understood and agreed to these Terms of Service.